About Us






Johny Winstone, Insurance Adviser
has been in the industry for more than 7 years. "Ultimately, we know our clients are busy and successful people who want to have trust in our process. We take great pride in the confidence our clients instill in us and we certainly do not take this for granted."

Johny is married to Amanda who is an amazing support both personally and professionally with the growth of his business. Together they have two children Hugo and Zara who they are extremely proud of. In his spare time Johny enjoys being out on the water and snow skiing, he loves anything automotive and enjoys working in the garden. He loves being able to share in these activities with his family and watching his kids growing in confidence.


Karina Reardon, Relationship Manager | 021 457 072


Karina has been in the Financial Services Industry for nearly 20 years having worked in a variety of roles mainly as a Mortgage &  Insurance Adviser through to General Management.

Her most recent role was as Business Development Executive for Loan Market Corporate, helping Advisers in the areas of business planning, systems and processes, online brand presence & social media marketing.

Karina has recently completed her New Zealand Certificate in Financial Services (Level 5)


Lydia McIndoe, Client Services Manager

She joined the Insurance Market team in 2020 as Lead Administrator. She has a background in Marketing Communications with over 15 years experience in the industry.

Prior to joining the Insurance Market team, Lydia spent 5 years working as the Administration Manager for an Auckland based dance studio.

Lydia is married to David and a mum to 3 very busy daughters. In her spare time she enjoys cooking, catching up with family and friends and taking the odd dance class


Megan Ruddle, Client Services Manager

Megan joins the Insurance Market Collective team having spent the better part of the past 10 years running her own businesses, one here in Auckland and one in Mallorca, Spain, along with some private high end cooking in between in the super yacht industry.

Megan returned to New Zealand almost two years ago and has settled back into kiwi life where she enjoys to continue to cook (at home, without the chaos), spend time with her family & friends, get amongst it in the garden and get out & about to explore her beautiful home country.

Megan is the friendly voice you will hear on the end of the phone as our Client Services Manager.


Fletcher Thorburn, Client Service Manager

Fletcher joins the Insurance Market Collective team having spent the last four years in the Real Estate Industry, the last three being at the number one Ray White Office in Australasia as a residential salesperson. 

With a passion for service and results, Fletcher joins the team with a dynamic skill set to provide the utmost care for all Insurance Market Collective clients.